ABOUT HELPING YOU AND ME

HelpingYouAndMe is a platform where people crowdsource for funds in order to make a payment towards their debt they are raising money for. If you’re campaign reaches you’re goal or doesn’t reach the goal, funds raised will then be sent to that company to go pay off your balance or make a payment towards it. 

You can leave updates on how you’re doing, the impact of the donations, where you’re at regarding your debt free journey etc while the campaign is active. People who leave donations can leave messages as themselves or anonymously. 

Share, share, share! You must share to as many people as you can. Share with family, friends, coworkers, your community. 

You can simply use our contact form under “contact us” if you have any complaints or questions. Or simply click here.

Yes we are! We are available via TwitterFacebookYouTube, and Instagram

GENERAL INFORMATION

Starting a campaign on HelpingYouAndMe is easy. Simply click on “Login” on the top right of the page. Scroll down and click on “Sign up”. Go through the process. Once done, you must confirm your email address so keep checking your mailbox or your spam folder. Once you’re confirmed, login and click on the link “Start HelpingYouAndMe” located on the front page banner.

A secure URL should begin with “https” rather than “http.” The “s” in “https” stands for secure, which indicates that the site is using a Secure Sockets Layer (SSL) Certificate in which we use. This lets you know that all your communication and data is encrypted as it passes from your browser to the website’s server.

The IRS encourages you to give money to charity—if you itemize, you can usually take that amount off your gross income when you’re figuring out your taxes. And, in 2020, even if you do not itemize your deductions, qualified cash donations up to $300 can be deducted.

You cannot campaign for more than what your debt is for. For example, if your debt you’re campaigning for is $1000, you cannot campaign for more than that. 

We currently only operate within the United States. The debt must be within the United States. We do not accept international campaigns at the moment. 

It’s easy to donate to your favorite campaign. Simply click on the campaign of you’re choice, navigate to the dollar amount box, put in how much you want to donate, and simply click on the donate button. 

Yes you can. You can search active campaigns by visiting the “search” magnifying glass symbol located on top of the page next to the “Explore” link. 

It means your identity has been verified through our backend process.

When you’re donating, there is a checkbox on the checkout page that states “Make me anonymous”. Simply check the box and your donation will be done anonymously.

If you have any questions regarding a campaign, feel free to reach out to us via the contact form, social media or our chat option located on the lower left side of all pages.

The following categories we support are car loans, credit cards, medical bills, personal loans, student loans, and miscellaneous which includes financing of mobile devices, IRS payments etc. 

We only accept US currency at the moment.

You’re card will be charged at the time of donation.

If you would like to cancel a donation, please reach out to us via contact us form, social media, or our chat bubble located on the lower right side of any page and we will take care of the cancellation for you. 

Once a campaign has reached its goal, the campaign will stop accepting donations. Money raised will then be sent to the company within 14 business days.

A campaign cannot receive more than what the debt is for. You will only be able to raise what the amount of the debt is. 

The campaigns responsibility falls on the owner of the campaign. They must promote as much as possible and extend their reach in order to set your campaign up for success.

We charge a transaction fee and a platform fee that will get deducted once the campaign reaches its goal or end date. The transaction fee and platform free are calculated into your debt amount when you’re creating your campaign. We aim to be transparent in everything we do.

Once completing your donation, you will get a confirmation/receipt via email. 

If you would like to cancel a donation, please reach out to us via contact us form, social media, or our chat bubble located on the lower left side of any page and we will take care of the cancellation for you. 

STUDENT LOANS

HelpingYouAndMe offers the platform to raise the funds in order to pay off your student loan. In order for a chance to make your campaign successful, you have to extend your reach and share to as many people as you can.

Once your student loan bill becomes available, you can create a campaign for it.

You must upload a document when creating a campaign for any of the categories we have. You must upload your most recent statement for the current month that shows the balance on the account, account number, date, and name and address. We might ask for additional information if information doesn’t match.

HelpingYouAndMe does not accept campaigns from outside the United States.

The only limitation for raising funds is the amount of the debt. You cannot raise funds that exceeds the debt amount.

You cannot withdraw raised funds. With HelpingYouAndMe, funds raised will be sent directly to the company to pay off or to help payoff your debt.

CAR LOAN, PERSONAL LOAN, AND CREDIT CARD

HelpingYouAndMe offers the platform to raise the funds in order to pay off your loans. In order for a chance to make your campaign successful, you have to extend your reach and share to as many people as you can. 

You must upload a document when creating a campaign for any of the categories we have. You must upload your most recent statement for the current month that shows the balance on the account, account number, date, and name and address. We might ask for additional information if information doesn’t match.

The only limitation for raising funds is the amount of the debt. You cannot raise funds that exceeds the debt amount. 

Absolutely. On the way to becoming debt free, we all have more than one debt. 

Starting a campaign on HelpingYouAndMe is easy. Simply click on “Login” on the top right of the page. Scroll down and click on “Sign up”. Go through the process. Once done, you must confirm your email address so keep checking your mailbox or your spam folder. Once you’re confirmed, login and click on the link “Start HelpingYouAndMe” located on the front page banner. 

HelpingYouAndMe campaigns can last for several durations. Some campaigns last for a few days or a few months. It’s all up to the owner of the campaign. 

Any donator can make a contribution to your campaign if they are 18 years of age with a bank account or credit card.

MEDICAL BILLS

Absolutely. If you have a hard time paying any bill regardless if you have insurance or not, create a campaign, start sharing to as many people as you can.

HelpingYouAndMe offers the platform to raise the funds in order to pay off your loans. In order for a chance to make your campaign successful, you have to extend your reach and share to as many people as you can. 

You must upload a document when creating a campaign for any of the categories we have. You must upload your most recent statement for the current month that shows the balance on the account, account number, date, and name and address. We might ask for additional information if information doesn’t match.

PAYMENT INFORMATION

We don’t accept international credit cards.

We do not accept Payoneer Mastercard. 

We accept the following major credit cards: American Express, Master Card. Discover, and Visa.

Absolutely! We pride ourselves in keeping users information safe and secure with encryption technology. You’re donors online payments are stored securely until it’s ready to be sent off for paying off your debt.